Deal Summary

The borrower engaged Hotel Finance to identify and secure a suitable hotel acquisition opportunity in South Carolina. After sourcing an off‑market Country Inn & Suites property, we arranged an SBA 7(a) loan that included both the purchase financing and additional funds for a brand‑required PIP. This transaction marked our first closing with this sponsor, who has since completed three additional hotel financings with us. The borrower later sold the property, and the new owner successfully reflagged it to a Spark by Hilton. During the process, we also assisted the borrower in locating and purchasing a home in Sumter, SC, close to the hotel.

Borrower Challenge

The borrower was a motivated first‑time hotel buyer seeking a strong entry‑level hospitality asset but did not have a specific property identified. They required:

• A hotel opportunity that fit their operational and financial profile
• A lender willing to finance both the acquisition and the required PIP
• A structure that minimized cash outlay while supporting long‑term performance
• Local housing near the property to support hands‑on management

The borrower needed a partner who could source the right hotel, structure the right loan, and guide them through their first hospitality acquisition.

Our Solution

Hotel Finance sourced the Country Inn & Suites opportunity, negotiated favorable purchase terms, and secured an SBA 7(a) loan that covered both the acquisition and the brand‑required PIP. We positioned the borrower for approval by highlighting operational experience, market fundamentals, and the value‑add potential of the renovation.

Beyond the financing, we supported the borrower in relocating to the market by identifying a home in Sumter, SC, which they ultimately purchased. This comprehensive advisory approach laid the foundation for a long‑term relationship, leading to three additional hotel closings for the same sponsor.

Financing Overview

• Loan Program: SBA 7(a)
• Use of Proceeds: Hotel acquisition + PIP funding
• Property Type: Country Inn & Suites
• Location: South Carolina
• Structure: High‑leverage SBA financing with renovation capital included
• Borrower Profile: First‑time hotel owner with strong operational background
• Outcome: Successful acquisition, subsequent sale, and reflag to Spark by Hilton

Transaction Snapshot

• Hotel: Country Inn & Suites
• State: South Carolina
• Loan Type: SBA 7(a)
• Purpose: Purchase + PIP
• Role: Sourced property, structured financing, and supported borrower relocation
• Repeat Client: Yes — now 3 completed transactions

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